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Signing a Tenancy Agreement with Your Girlfriend: Things to Consider
Moving in with your girlfriend is a big step in any relationship. It can be an exciting time as you start a new chapter in your lives together. However, one thing that you need to consider when moving in together is the tenancy agreement. This legal document is an essential part of the renting process, and you need to make sure that both you and your girlfriend are protected.
Here are some things to consider when signing a tenancy agreement with your girlfriend:
1. Make sure that both of your names are on the tenancy agreement
If both you and your girlfriend are going to be living in the property, then it`s important that both of your names are on the tenancy agreement. This means that you will both be legally responsible for paying rent and looking after the property. If only one of you is named on the tenancy agreement, then the other person won`t have any legal rights to the property.
2. Understand your joint and several liability
When you sign a tenancy agreement with your girlfriend, you are both jointly and severally liable for the rent. This means that if one of you can`t pay the rent, the other person will be responsible for paying the full amount. You need to make sure that you both understand this before signing the tenancy agreement.
3. Agree on how the rent will be split
Before signing the tenancy agreement, you need to agree on how the rent will be split between you and your girlfriend. This is an important discussion to have, as it will affect your finances for the duration of the tenancy agreement. You should also discuss how bills will be split and who will be responsible for paying them.
4. Discuss what will happen if you break up
While it`s not a pleasant conversation to have, it`s important to discuss what will happen if you and your girlfriend break up during the tenancy agreement. Will one of you move out, or will you both continue to live in the property? You should also discuss how the rent will be paid and who will be responsible for any bills.
5. Consider getting a cohabitation agreement
A cohabitation agreement is a legal document that sets out the rights and responsibilities of a couple living together. It can cover things like how bills will be split, how property will be divided if you break up, and what will happen if one of you dies. While it`s not a legal requirement, it can provide additional protection for both you and your girlfriend.
In conclusion, signing a tenancy agreement with your girlfriend is a big step in your relationship. Make sure that you both understand your legal responsibilities and have an open and honest discussion about your finances and living arrangements. With the right preparation and communication, you can enjoy living together in your new home.